{"id":6440,"date":"2022-02-23T15:00:15","date_gmt":"2022-02-23T13:00:15","guid":{"rendered":"https:\/\/www.altermutua.com\/?page_id=6440"},"modified":"2026-01-20T16:38:59","modified_gmt":"2026-01-20T15:38:59","slug":"estalvi-futur","status":"publish","type":"page","link":"https:\/\/www.altermutua.com\/ca\/estalvi\/estalvi-futur\/","title":{"rendered":"Estalvi Futur"},"content":{"rendered":"<p><section class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:80px;--awb-padding-bottom:80px;--awb-min-height:620px;--awb-background-image:url(&quot;https:\/\/www.altermutua.com\/wp-content\/uploads\/2022\/02\/Ahorro_futuro-min-scaled.jpeg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-preload-img=\"https:\/\/www.altermutua.com\/wp-content\/uploads\/2022\/02\/Ahorro_futuro-min-scaled.jpeg\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:rgba(255,255,255,0.64);--awb-bg-color-hover:rgba(255,255,255,0.64);--awb-bg-size:cover;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.5\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><span class=\"category-item category-small category-item-estalvi\">Estalvi<\/span><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color7);--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:48;line-height:1.16;\">Estalvi Futur<\/h1><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color7);--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:32;line-height:1.2;\">Estalvia avui per complir dem\u00e0 els teus plans de futur<\/h2><\/div><\/div><\/div><\/div><\/section><section class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:8px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:2%;--awb-padding-right:0px;--awb-padding-bottom:2%;--awb-padding-left:0px;--awb-padding-top-small:3%;--awb-padding-right-small:0px;--awb-padding-bottom-small:3%;--awb-padding-left-small:0px;--awb-overflow:hidden;--awb-bg-position:center top;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:8px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0;--awb-spacing-right-small:0px;--awb-margin-bottom-small:0;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper lazyload fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-empty-column-bg-image fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.altermutua.com\/wp-content\/uploads\/2022\/02\/Ahorro_futuro-min-scaled.jpeg\" data-bg=\"https:\/\/www.altermutua.com\/wp-content\/uploads\/2022\/02\/Ahorro_futuro-min-scaled.jpeg\"><img decoding=\"async\" class=\"fusion-empty-dims-img-placeholder\" alt=\"Estalvi Futur t&#039;ajuda a complir els teus objectius\" aria-label=\"Ahorro_futuro-min\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272560%27%20height%3D%271707%27%20viewBox%3D%270%200%202560%201707%27%3E%3Crect%20width%3D%272560%27%20height%3D%271707%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><span class=\"category-item category-small category-item-estalvi\">Estalvi<\/span><div class=\"fusion-title title fusion-title-3 fusion-no-medium-visibility fusion-no-large-visibility fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color7);--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:42px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:42;line-height:1.16;\">Estalvi Futur<\/h1><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color7);--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:32;line-height:1.2;\">Estalvia avui per complir dem\u00e0 els teus plans de futur<\/h2><\/div><\/div><\/div><\/div><\/section>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-overflow:visible;--awb-padding-top:60px;--awb-padding-bottom:0px;--awb-padding-top-small:24px;--awb-margin-bottom:24px;--awb-flex-wrap:wrap;\" id=\"wrapper-sticky\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin txt-intro\" style=\"--awb-font-size:32px;--awb-line-height:1.3;--awb-text-transform:none;--awb-margin-bottom:48px;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p class=\"p1\">Estalvi Futur \u00e9s un <span style=\"color: #ff6200;\"><strong>pla d&#8217;estalvi<\/strong><\/span> per a aquells advocats i advocades i els seus familiars que volen tenir <span style=\"color: #ff6200;\"><strong>assegurat un capital<\/strong><\/span> en una data concreta per complir algun objectiu personal: jubilaci\u00f3, compra d\u2019un habitatge, pagar els estudis, etc.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-5 sep-underline sep-solid fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ff6200;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-sep-color:#31435a;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:28;line-height:1.3;\"><span class=\"line\">Qu\u00e8 cobreix?<\/span><\/h3><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-line-height:1.3;--awb-text-transform:none;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Estalvi Futur \u00e9s una <strong>asseguran\u00e7a d\u2019estalvi<\/strong> que et <strong>garanteix un inter\u00e8s t\u00e8cnic anual<\/strong>, fet que et permet assegurar el capital que percebr\u00e0s el dia del seu venciment.<\/p>\n<p>Et permet realitzar <strong>aportacions puntuals o peri\u00f2diques<\/strong>, per ajustar-se a les teves possibilitats.<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-top:16px;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:16px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Rendibilitat<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_2_3 2_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-divider-color:rgba(49,67,90,0.2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Estalvi Futur t\u00e9 un <strong>inter\u00e8s brut anual garantit del 3%<\/strong> les tres primeres anualitats.<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>A partir de la tercera anualitat, t\u00e9 una <strong>rendibilitat m\u00ednima garantida del 0,25% m\u00e9s la participaci\u00f3 en els beneficis<\/strong> obtinguts en cada exercici: si la rendibilitat obtinguda supera l&#8217;inter\u00e8s m\u00ednim garantit, aquest benefici reverteix sobre els teus estalvis.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>La rendibilitat mitjana anual de les inversions ha estat del 3,25 % els dos darrers anys, i del 3 % des de 2017. <\/strong>\u00a0(<em>Rendibilitats passades no pressuposen rendibilitats futures<\/em>).<\/p>\n<\/div><\/li><\/ul><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-top:16px;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:16px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Tu defineixes l\u2019objectiu del teu estalvi<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_2_3 2_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-divider-color:rgba(49,67,90,0.2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>La teva <strong>jubilaci\u00f3<\/strong> o el teu <strong>projecte personal o familiar<\/strong>: un viatge, canviar de casa, la universitat dels nens&#8230;<\/p>\n<\/div><\/li><\/ul><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-top:16px;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:16px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Assegura les teves aportacions<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_2_3 2_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-divider-color:rgba(49,67,90,0.2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-3 fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Tens l\u2019opci\u00f3 de complementar aquesta asseguran\u00e7a d\u2019estalvi amb l\u2019exoneraci\u00f3 de les aportacions peri\u00f2diques en cas d\u2019incapacitat permanent i absoluta.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-9 sep-underline sep-solid fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ff6200;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-sep-color:#31435a;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:28;line-height:1.3;\">Altres avantatges<\/h3><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:48px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-divider-color:rgba(49,67,90,0.2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-4 fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Total <strong>flexibilitat en les aportacions peri\u00f2diques<\/strong>: des de 20 \u20ac al mes, tu tries el teu ritme d\u2019estalvi.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Pots tenir <strong>simultane\u00eftat de plans<\/strong> per cobrir tots els teus objectius.<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Protecci\u00f3 familiar<\/strong>: en cas de defunci\u00f3 els teus hereus rebran la totalitat de l&#8217;estalvi acumulat.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Si no utilitzes aquest estalvi per a la teva cobertura de jubilaci\u00f3 com a mutualista alternatiu al RETA, un cop hagin transcorregut dos anys podr\u00e0s:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Rescatar<\/strong> part o tot l\u2019estalvi acumulat.<\/li>\n<li>Sol\u00b7licitar una <strong>bestreta<\/strong> de l\u2019estalvi que tinguis acumulat amb un inter\u00e8s preferent.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Si a la data de venciment est\u00e0s en edat de jubilaci\u00f3 podr\u00e0s escollir com percebre els teus diners: en forma de <strong>capital<\/strong> (un sol pagament) o en forma de <strong>renda vital\u00edcia<\/strong>.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#f2f3f5;--awb-bg-color-hover:#f2f3f5;--awb-bg-size:cover;--awb-border-color:#fbfbfc;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ff6200;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:28;line-height:1.3;\">Fiscalitat<\/h3><\/div><div class=\"fusion-text fusion-text-3\" style=\"--awb-text-transform:none;\"><p>Si tens la <strong>m\u00fatua com a opci\u00f3 alternativa al RETA<\/strong>, les teves aportacions tenen la consideraci\u00f3 de <strong>despesa dedu\u00efble<\/strong> en estimaci\u00f3 directa del teu IRPF, amb la limitaci\u00f3 de <strong>17.323,68 \u20ac per a l\u2019exercici 2026<\/strong>.<\/p>\n<p><small><em>Article 30.2 de la Llei 35\/2006, de 28 de novembre, de l&#8217;Impost sobre la Renda de les Persones F\u00edsiques.<\/em><\/small><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-11 sep-underline sep-solid fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ff6200;--awb-margin-bottom:32px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-sep-color:#31435a;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:28;line-height:1.3;\">Contractaci\u00f3<\/h3><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:rgba(49,67,90,0.2);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Edat<\/h4><\/div><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-5 type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-male fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Poden contractar aquesta asseguran\u00e7a tots els mutualistes i els seus assegurats.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Cobertura<\/h4><\/div><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-6 type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-heartbeat fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>La cobertura d\u2019Estalvi Futur s\u2019extingir\u00e0 en arribar al venciment o en cas de rescat total o mort de l\u2019assegurat.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:rgba(49,67,90,0.2);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:21px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.36;\">Documentaci\u00f3<\/h4><\/div><ul style=\"--awb-item-padding-top:16px;--awb-item-padding-bottom:16px;--awb-iconcolor:#ff6200;--awb-divider-color:rgba(49,67,90,0.2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-7 fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-file-alt fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Reglament:<\/strong> T\u00edtol VIII del reglament de la prestaci\u00f3 <strong>Estalvi Futur<\/strong>.<a style=\"display: block;\" href=\"\/docs\/Reglaments_CA.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar<\/a><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-file-alt fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Reglament:<\/strong> XXIV del reglament de la prestaci\u00f3 complement\u00e0ria d\u2019<strong>Exoneraci\u00f3 per Incapacitat Permanent Absoluta.<\/strong><a style=\"display: block;\" href=\"\/docs\/Reglaments_CA.pdf\">Descarregar<\/a><\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-10 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:24px;--awb-bg-size:cover;--awb-border-color:var(--awb-color4);--awb-border-top:1px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:24px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-font-size:var(--awb-typography4-font-size);--awb-line-height:var(--awb-typography4-line-height);--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:var(--awb-color7);--awb-margin-bottom:0px;--awb-text-font-family:var(--awb-typography4-font-family);--awb-text-font-weight:var(--awb-typography4-font-weight);--awb-text-font-style:var(--awb-typography4-font-style);\"><p>D\u2019acord amb el que preveu l\u2019Ordre ECC\/2316\/2015, de 4 de novembre, relativa a les obligacions d\u2019informaci\u00f3 i classificaci\u00f3 de productes financers, l\u2019indicador de risc d\u2019aquest producte \u00e9s l&#8217;informat en el quadre adjunt i les alertes de liquiditat s\u00f3n les que es detallen a continuaci\u00f3:<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-11 fusion_builder_column_inner_1_3 1_3 fusion-flex-column\" style=\"--awb-padding-right:14px;--awb-padding-left:14px;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:var(--awb-color7);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 0px 0px 4px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:45px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:45;line-height:1.7;\"><span style=\"color: #999999;\">1<\/span>\/6<\/div><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-content-alignment:center;--awb-font-size:var(--awb-typography4-font-size);--awb-line-height:var(--awb-typography4-line-height);--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:var(--awb-color7);--awb-text-font-family:var(--awb-typography4-font-family);--awb-text-font-weight:var(--awb-typography4-font-weight);--awb-text-font-style:var(--awb-typography4-font-style);\"><p>Aquest n\u00famero \u00e9s indicatiu del risc del producte, sent 1\/6 indicatiu de menor risc i 6\/6 de major risc.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-12 fusion_builder_column_inner_2_3 2_3 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-right:14px;--awb-padding-left:14px;--awb-padding-top-small:14px;--awb-padding-right-small:14px;--awb-padding-bottom-small:14px;--awb-padding-left-small:14px;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:var(--awb-color7);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:0px 4px 4px 0px;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0px;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-font-size:var(--awb-typography4-font-size);--awb-line-height:var(--awb-typography4-line-height);--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:var(--awb-color7);--awb-margin-bottom:0px;--awb-text-font-family:var(--awb-typography4-font-family);--awb-text-font-weight:var(--awb-typography4-font-weight);--awb-text-font-style:var(--awb-typography4-font-style);\"><p>\ud83d\udd12\u200b\ud83d\udd12\u200b \u201cEl reemborsament, rescat o la devoluci\u00f3 anticipada d\u2019una part o de tot el principal invertit estan subjectes a comissions o penalitzacions\u201d.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated sticky-area\" style=\"--awb-overflow:visible;--awb-bg-size:cover;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInDown\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-13 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#f2f3f5;--awb-bg-color-hover:#f2f3f5;--awb-bg-size:cover;--awb-border-radius:4px 4px 4px 4px;--awb-filter:brightness(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:brightness(95%);--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.3;\">Estalvi Futur<\/h3><\/div><div class=\"fusion-text fusion-text-7\" style=\"--awb-content-alignment:center;--awb-text-transform:none;\"><p>Estalvia avui per complir dem\u00e0 els teus plans de futur<\/p>\n<\/div><div class=\"fusion-text fusion-text-8 fusion-text-no-margin\" style=\"--awb-content-alignment:center;--awb-text-transform:none;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Des de<\/p>\n<\/div><div class=\"fusion-text fusion-text-9 fusion-text-no-margin descompte\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-transform:none;--awb-text-color:#31435a;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><\/div><div class=\"fusion-text fusion-text-10\" style=\"--awb-content-alignment:center;--awb-font-size:28px;--awb-text-transform:none;--awb-text-color:#ff6200;--awb-margin-top:-8px;--awb-text-font-family:&quot;Trade Gothic Bold&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>20,00 \u20ac\/mes<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat button-large button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_margin-bottom:12px;\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/web.altermutua.com\/requests?definitionId=18&amp;lng=ca&amp;screenOriginId=4\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">COTITZAR<\/span><i class=\"fa-angle-right fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><div class=\"fusion-text fusion-text-11\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-transform:none;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>La teva cotitzaci\u00f3 en 1 clic<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-top:1;--awb-border-color:var(--awb-color3);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:38;line-height:1.2;\"><p style=\"text-align: left;\">Preguntes freq\u00fcents<\/p><\/h2><\/div><style type=\"text\/css\">.fusion-faqs-wrapper #accordian-1 .fusion-panel { border-color:#ffffff; }.fusion-faqs-wrapper #accordian-1 .fusion-panel:hover{ border-color: #ffffff; }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 16px;width: 16px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: var(--awb-color5);}.fusion-accordian #accordian-1.fusion-toggle-icon-right .fusion-toggle-heading{ margin-right: 34px;}.fusion-accordian  #accordian-1 .panel-title a{font-family:\"Trade Gothic Bold\";font-style:normal;font-weight:700;}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){}.fusion-accordian  #accordian-1 .toggle-content{font-family:\"Trade Gothic Regular\";font-style:normal;font-weight:400;}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: var(--awb-color5);}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: var(--awb-color5);}.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a.hover .fa-fusion-box { color: var(--awb-color5); }<\/style><div class=\"fusion-faq-shortcode faqs\" style=\"\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group  fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordian-1\"><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7802 estalvi-futur pla-previsio-assegurat \"><span class=\"entry-title rich-snippet-hidden\">Podr\u00e9 cobrar el capital en forma de renda vital\u00edcia?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:14:08+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7802\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7802\" href=\"#collapse-1-7802\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Podr\u00e9 cobrar el capital en forma de renda vital\u00edcia?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7802\" aria-labelledby=\"faq_1-7802\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>S\u00ed, quan et jubilis podr\u00e0s triar entre cobrar tot el capital acumulat, convertir-lo en una renda vital\u00edcia, o cobrar una part i convertir la resta en una renda vital\u00edcia.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7800 estalvi-futur pla-previsio-assegurat \"><span class=\"entry-title rich-snippet-hidden\">Puc perdre els meus diners?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:13:28+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7800\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7800\" href=\"#collapse-1-7800\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Puc perdre els meus diners?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7800\" aria-labelledby=\"faq_1-7800\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>No, a Alter M\u00fatua el teu capital i rendibilitat estan garantits.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7798 estalvi-futur pla-previsio-assegurat \"><span class=\"entry-title rich-snippet-hidden\">Qu\u00e8 \u00e9s la participaci\u00f3 en beneficis?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:12:54+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7798\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7798\" href=\"#collapse-1-7798\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Qu\u00e8 \u00e9s la participaci\u00f3 en beneficis?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7798\" aria-labelledby=\"faq_1-7798\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>La participaci\u00f3 en beneficis \u00e9s la distribuci\u00f3 entre els assegurats, quan s&#8217;acaba l&#8217;exercici, dels excedents de rendibilitat que ha aconseguit Alter M\u00fatua.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7796 estalvi-futur \"><span class=\"entry-title rich-snippet-hidden\">En cas de mort, com tributar\u00e0 el capital que percebran els beneficiaris?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2024-04-18T18:06:57+02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7796\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7796\" href=\"#collapse-1-7796\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">En cas de mort, com tributar\u00e0 el capital que percebran els beneficiaris?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7796\" aria-labelledby=\"faq_1-7796\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Si les aportacions han estat objecte de deducci\u00f3 o reducci\u00f3 per part del mutualista, l&#8217;import que percebran els beneficiaris tributar\u00e0 com a rendiment del treball.<br \/>\nSi no han estat objecte de deducci\u00f3 o reducci\u00f3, l&#8217;import que percebran els beneficiaris tributar\u00e0 per l&#8217;impost de successions.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7794 estalvi-futur \"><span class=\"entry-title rich-snippet-hidden\">Com tributar\u00e0 el rescat de capital de forma anticipada?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:11:44+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7794\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7794\" href=\"#collapse-1-7794\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Com tributar\u00e0 el rescat de capital de forma anticipada?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7794\" aria-labelledby=\"faq_1-7794\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Nom\u00e9s tributaran els beneficis obtinguts, com a rendiments de capital mobiliari. No obstant, si les aportacions han estat objecte de deducci\u00f3 o reducci\u00f3, s&#8217;hauran de reposar les reduccions en la base imposable indegudament practicades mitjan\u00e7ant les oportunes autoliquidacions complement\u00e0ries, incloent-hi els interessos de demora.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7792 estalvi-futur \"><span class=\"entry-title rich-snippet-hidden\">Com tributar\u00e0 el capital que rebr\u00e9 quan em jubili?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:11:04+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7792\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7792\" href=\"#collapse-1-7792\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Com tributar\u00e0 el capital que rebr\u00e9 quan em jubili?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7792\" aria-labelledby=\"faq_1-7792\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Si les aportacions han estat objecte de deducci\u00f3 o reducci\u00f3, el capital percebut tributar\u00e0 com a rendiment de treball.<br \/>\nSi no han estat objecte de deducci\u00f3 o reducci\u00f3, tributaran els beneficis obtinguts com a rendiments de capital mobiliari.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-7790 estalvi-futur \"><span class=\"entry-title rich-snippet-hidden\">Puc retirar els diners quan vulgui?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/www.altermutua.com\/ca\/author\/admin_preproduccion\/\" title=\"Entrades de admin_preproduccion\" rel=\"author\">admin_preproduccion<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2022-03-15T13:08:05+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-7790\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-7790\" href=\"#collapse-1-7790\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Puc retirar els diners quan vulgui?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-7790\" aria-labelledby=\"faq_1-7790\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Quan hagin transcorregut dos anys des del comen\u00e7ament de la cobertura, podr\u00e0s rescatar el capital acumulat sempre que aquest no configuri, o hagi configurat, la teva cobertura de jubilaci\u00f3 en opci\u00f3 alternativa al RETA. En aquest cas podr\u00e0s rescatar-lo en el moment de la jubilaci\u00f3.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-bottom:1px;--awb-border-color:rgba(49,67,90,0.2);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:20px;--awb-background-color:var(--awb-color3);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#31435a;--awb-margin-bottom:24px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:38;line-height:1.2;\">Assegurances relacionades<\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-background-color:var(--awb-color7);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-19 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#ffffff;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:38;line-height:1.2;\">Tens dubtes?<\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:rgba(49,67,90,0.2);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa-building fas circle-no\" style=\"--awb-iconcolor:#ff6200;--awb-iconcolor-hover:#ff6200;--awb-font-size:32px;--awb-align-self:center;--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;\"><\/i><div class=\"fusion-text fusion-text-12 card-info\" style=\"--awb-text-transform:none;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><h4 style=\"text-align: center;\">ON SOM<\/h4>\n<p style=\"text-align: center;\"><strong>Seu principal<\/strong><br \/>\nC\/ Roger de Ll\u00faria,108<br \/>\n08037 Barcelona<\/p>\n<p class=\"\" style=\"text-align: center;\"><a href=\"https:\/\/www.altermutua.com\/contacte\/\">Veure altres seus<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:rgba(49,67,90,0.2);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><i class=\"fb-icon-element-2 fb-icon-element fontawesome-icon fa-phone-alt fas circle-no fa-flip-vertical\" style=\"--awb-iconcolor:#ff6200;--awb-iconcolor-hover:#ff6200;--awb-font-size:32px;--awb-align-self:center;--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;\"><\/i><div class=\"fusion-text fusion-text-13 fusion-text-no-margin card-info\" style=\"--awb-text-transform:none;--awb-margin-bottom:20px;--awb-text-font-family:&quot;Trade Gothic Bold&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><h4 style=\"text-align: center;\">TRUCA\u2019NS<\/h4>\n<div class=\"\" style=\"text-align: center;\">900 05 22 75<\/div>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_typography-font-family:&quot;Trade Gothic Bold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;--button_margin-bottom:14px;\" target=\"_self\" href=\"tel:900052275\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">TRUCAR<\/span><i class=\"fa-angle-right fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:rgba(49,67,90,0.2);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><i class=\"fb-icon-element-3 fb-icon-element fontawesome-icon fa-phone-volume fas circle-no fa-flip-vertical\" style=\"--awb-iconcolor:#ff6200;--awb-iconcolor-hover:#ff6200;--awb-font-size:32px;--awb-align-self:center;--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;\"><\/i><div class=\"fusion-text fusion-text-14 card-info\" style=\"--awb-text-transform:none;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><h4 style=\"text-align: center;\">ET TRUQUEM<\/h4>\n<p style=\"text-align: center;\">Qu\u00e8 necessites? T\u2019ajudem!<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" style=\"--button_typography-font-family:&quot;Trade Gothic Bold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"#\" data-toggle=\"modal\" data-target=\".fusion-modal.callme\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Truqueu-me!<\/span><i class=\"fa-angle-right fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><div class=\"fusion-modal modal fade modal-1 callme callme\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-heading-1\" aria-hidden=\"true\" style=\"--awb-border-color:#f2f3f5;--awb-background:#ffffff;\"><div class=\"modal-dialog modal-lg\" role=\"document\"><div class=\"modal-content fusion-modal-content\"><div class=\"modal-header\"><button class=\"close\" type=\"button\" data-dismiss=\"modal\" aria-hidden=\"true\" aria-label=\"Close\">&times;<\/button><h3 class=\"modal-title\" id=\"modal-heading-1\" data-dismiss=\"modal\" aria-hidden=\"true\">Et truquem<\/h3><\/div><div class=\"modal-body fusion-clearfix\">\n<div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-3086\" style=\"--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;--awb-field-margin-bottom:4px;--awb-form-placeholder-color:var(--awb-color7);--awb-form-text-color:var(--awb-color7);--awb-form-label-color:rgba(49,67,90,0.64);--awb-form-focus-border-color:var(--awb-color7);--awb-form-focus-border-hover-color:hsla(var(--awb-color7-h),var(--awb-color7-s),var(--awb-color7-l),calc(var(--awb-color7-a) - 50%));\" data-form-id=\"3086\" data-config=\"{&quot;form_id&quot;:3086,&quot;form_post_id&quot;:3086,&quot;post_id&quot;:7790,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;https:\\\/\\\/www.altermutua.com\\\/gracies\\\/&quot;,&quot;redirect_timeout&quot;:&quot;0&quot;,&quot;field_labels&quot;:{&quot;nom&quot;:&quot;Nom&quot;,&quot;cognoms&quot;:&quot;Cognoms&quot;,&quot;phone&quot;:&quot;Tel\\u00e8fon&quot;,&quot;subject&quot;:&quot;Assumpte&quot;,&quot;hora_de_trucada&quot;:&quot;Hora de trucada&quot;,&quot;publicitat&quot;:&quot;&quot;,&quot;politicadeprivacitat&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;nom&quot;:&quot;&quot;,&quot;cognoms&quot;:&quot;&quot;,&quot;phone&quot;:&quot;&quot;,&quot;subject&quot;:&quot;&quot;,&quot;hora_de_trucada&quot;:&quot;&quot;,&quot;publicitat&quot;:&quot;&quot;,&quot;politicadeprivacitat&quot;:&quot;&quot;,&quot;notice_1&quot;:&quot;&quot;,&quot;submit_1&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;nom&quot;:&quot;text&quot;,&quot;cognoms&quot;:&quot;text&quot;,&quot;phone&quot;:&quot;phone_number&quot;,&quot;subject&quot;:&quot;text&quot;,&quot;hora_de_trucada&quot;:&quot;select&quot;,&quot;publicitat&quot;:&quot;checkbox&quot;,&quot;politicadeprivacitat&quot;:&quot;checkbox&quot;,&quot;notice_1&quot;:&quot;notice&quot;,&quot;submit_1&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;,&quot;form_views&quot;:&quot;ajax&quot;,&quot;form_views_counting&quot;:&quot;all&quot;}\"><form action=\"https:\/\/www.altermutua.com\/ca\/faq-items\/puc-retirar-els-diners-quan-vulgui\/\" method=\"post\" class=\"fusion-form fusion-form-3086\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 16px ) !important;max-width:calc( 100% + 16px ) !important;margin-left: calc(-16px \/ 2 );margin-right: calc(-16px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:8px;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-20 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Trade Gothic Bold&quot;;font-style:normal;font-weight:400;margin:0;--fontSize:28;line-height:1.3;\">Digues-nos com podem contactar amb tu i qu\u00e8 necessites<\/h3><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 16px ) !important;max-width:calc( 100% + 16px ) !important;margin-left: calc(-16px \/ 2 );margin-right: calc(-16px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-14 fusion_builder_column_inner_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:8px;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><div class=\"fusion-form-label-wrapper\"><label for=\"nom\">Nom <abbr class=\"fusion-form-element-required\" title=\"required\">*<\/abbr><\/label><\/div><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-user fas\"><\/i><input type=\"text\" autocomplete=\"off\" name=\"nom\" id=\"nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Com et dius? *\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-15 fusion_builder_column_inner_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:8px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><div class=\"fusion-form-label-wrapper\"><label for=\"cognoms\">Cognoms <abbr class=\"fusion-form-element-required\" title=\"required\">*<\/abbr><\/label><\/div><input type=\"text\" autocomplete=\"off\" name=\"cognoms\" id=\"cognoms\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Cognoms *\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><div class=\"fusion-form-label-wrapper\"><label for=\"phone\">Tel\u00e8fon <abbr class=\"fusion-form-element-required\" title=\"required\">*<\/abbr><\/label><\/div><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone-square-alt fas\"><\/i><input type=\"tel\" autocomplete=\"off\" name=\"phone\" id=\"phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"On et truquem? *\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><div class=\"fusion-form-label-wrapper\"><label for=\"subject\">Assumpte <abbr class=\"fusion-form-element-required\" title=\"required\">*<\/abbr><\/label><\/div><input type=\"text\" autocomplete=\"off\" name=\"subject\" id=\"subject\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><label for=\"hora_de_trucada\">Hora de trucada <abbr class=\"fusion-form-element-required\" title=\"required\">*<\/abbr><\/label><div class=\"fusion-form-input-with-icon\"><i class=\" fa-clock fas\"><\/i><div class=\"fusion-select-wrapper\"><select autocomplete=\"off\" tabindex=\"\" id=\"hora_de_trucada\" name=\"hora_de_trucada\" class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Selecciona l'hora de trucada<\/option><option value=\"El m\u00e9s aviat possible\" >El m\u00e9s aviat possible<\/option><option value=\"8:00-10:00\" >8:00-10:00<\/option><option value=\"10:00-12:00\" >10:00-12:00<\/option><option value=\"12:00-14:00\" >12:00-14:00<\/option><option value=\"16:00-18:00\" >16:00-18:00<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 16px ) !important;max-width:calc( 100% + 16px ) !important;margin-left: calc(-16px \/ 2 );margin-right: calc(-16px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 16px ) !important;max-width:calc( 100% + 16px ) !important;margin-left: calc(-16px \/ 2 );margin-right: calc(-16px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-16 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:8px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-flex-end fusion-content-nowrap\"><div class=\"fusion-form-field fusion-form-checkbox-field fusion-form-label-above field-policity\" style=\"\" data-form-id=\"3086\"><fieldset><div class=\"fusion-form-checkbox option-inline\"><input tabindex=\"\" id=\"checkbox-publicitat-1-0\" type=\"checkbox\" value=\"\" name=\"publicitat[]\" class=\"fusion-form-input\" data-holds-private-data=\"false\"\/><label for=\"checkbox-publicitat-1-0\"><\/label><\/div><\/fieldset><\/div><div class=\"fusion-text fusion-text-15 fusion-text-no-margin field-text-policity\" style=\"--awb-text-transform:none;--awb-margin-bottom:0px;\"><p>Accepto rebre comunicacions comercials<\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 16px ) !important;max-width:calc( 100% + 16px ) !important;margin-left: calc(-16px \/ 2 );margin-right: calc(-16px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-17 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:8px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-flex-end fusion-content-nowrap\"><div class=\"fusion-form-field fusion-form-checkbox-field fusion-form-label-above field-policity\" style=\"\" data-form-id=\"3086\"><fieldset><div class=\"fusion-form-checkbox option-inline\"><input tabindex=\"\" id=\"checkbox-politicadeprivacitat-2-0\" type=\"checkbox\" value=\"\" name=\"politicadeprivacitat[]\" class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" data-holds-private-data=\"false\"\/><label for=\"checkbox-politicadeprivacitat-2-0\"><\/label><\/div><\/fieldset><\/div><div class=\"fusion-text fusion-text-16 fusion-text-no-margin field-text-policity\" style=\"--awb-text-transform:none;--awb-margin-bottom:0px;\"><p>He llegit i accepto la <a href=\"https:\/\/www.altermutua.com\/politica-de-privacidad\/\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de privacitat<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-18 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-left:30px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:8px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:8px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:8px;--awb-spacing-left-medium:8px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:8px;--awb-spacing-left-small:8px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-17 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-bottom:0px;\"><p><small><strong>Pol\u00edtica de privacitat resumida:<\/strong> Alter M\u00fatua dels Advocats i Advocades tractar\u00e0 les teves dades personals per gestionar, tramitar i donar resposta a les consultes que plantegis per aquest mitj\u00e0, aix\u00ed com per enviar comunicacions comercials, fins i tot per mitjans electr\u00f2nics, relacionades amb els nostres serveis, sempre i quan hagis consentit aquest tractament. Pots exercir els seus drets d'acc\u00e9s, rectificaci\u00f3, i altres en qualsevol moment. Per m\u00e9s informaci\u00f3 visita la nostra <a href=\"https:\/\/www.altermutua.com\/ca\/politica-de-privacitat\/\" target=\"_blank\" rel=\"noopener\"> Pol\u00edtica de Privacitat<\/a><\/small><\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"form-submission-notices data-notice_1 noticie\" id=\"fusion-notices-1\" data-instance=\"1\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-margin-top:24px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Et confirmem que hem rebut la teva sol\u00b7licitud correctament.<br>\nEns posarem en contacte amb tu seguint les teves indicacions.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-margin-top:24px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Hi ha hagut un error amb el formulari.<br>\nSi us plau, torna a provar-ho m\u00e9s tard.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"3086\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span  button-default form-form-submit\" style=\"--button_margin-top:0px;\" data-form-number=\"3086\" tabindex=\"\"><i class=\"fa-paper-plane fas awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">TRUQUEU-ME<\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"fusion_privacy_expiration_interval\" value=\"48\"><input type=\"hidden\" name=\"privacy_expiration_action\" value=\"anonymize\"><\/form><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#31435a;--awb-bg-color-hover:#31435a;--awb-bg-size:cover;--awb-border-color:#ffffff;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:4px 4px 4px 4px;--awb-width-large:25%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><i class=\"fb-icon-element-4 fb-icon-element fontawesome-icon fa-plus fas circle-no fa-flip-vertical\" style=\"--awb-iconcolor:#ff6200;--awb-iconcolor-hover:#ff6200;--awb-font-size:32px;--awb-align-self:center;--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;\"><\/i><div class=\"fusion-text fusion-text-18 card-info\" style=\"--awb-text-transform:none;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><h4 style=\"text-align: center; color: #ffffff;\">VOLS ESTAR PROTEGIT?<\/h4>\n<p style=\"text-align: center; color: #ffffff;\">La teva cotitzaci\u00f3 en 1 click<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" style=\"--button_typography-font-family:&quot;Trade Gothic Bold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"https:\/\/www.altermutua.com\/ca\/prestacions-altermutua\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">COTITZAR<\/span><i class=\"fa-angle-right fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility fusion-animated cta-mobile\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-padding-top-small:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-top-small:0px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" data-animationType=\"slideInUp\" data-animationDuration=\"0.7\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:0px;--awb-padding-bottom-small:16px;--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><progress class=\"fusion-scroll-progress fusion-scroll-progress-1 progressBar-mobile\" max=\"100\" style=\"--awb-height:4px;--awb-border-size:0px;--awb-background-color:var(--awb-color3);--awb-progress-color:var(--awb-color5);--awb-border-color:#ffffff;\"><\/progress><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:24px;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:24px;--awb-width-small:66.666666666667%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:2.88%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:24px;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-19 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-text-transform:none;--awb-text-color:var(--awb-color7);--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-text-font-family:&quot;Trade Gothic Bold&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Puc retirar els diners quan vulgui?<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-19 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-text fusion-text-20\" style=\"--awb-font-size:14px;--awb-text-transform:none;--awb-text-color:var(--awb-color7);--awb-margin-right:4px;--awb-margin-right-small:0px;--awb-text-font-family:&quot;Trade Gothic Regular&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Des de<\/p>\n<\/div><div class=\"fusion-text fusion-text-21\" style=\"--awb-font-size:14px;--awb-text-transform:none;--awb-text-color:var(--awb-color7);--awb-margin-left:0px;--awb-margin-right-small:0px;--awb-margin-left-small:8px;--awb-text-font-family:&quot;Trade Gothic Bold&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-flex-grow-medium:0;--awb-flex-shrink-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:33.333333333333%;--awb-order-small:0;--awb-flex-grow-small:0;--awb-flex-shrink-small:0;--awb-spacing-right-small:24px;--awb-spacing-left-small:5.76%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-content-nowrap\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type btn-full\" 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aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6448,"parent":1075,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6440","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Estalvi Futur - Alter M\u00fatua<\/title>\n<meta name=\"description\" content=\"Pla d\u2019estalvi per a advocats i advocades que volen assegurar un capital per complir un objectiu personal: estudis, jubilaci\u00f3, etc.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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